Law Office of Timothy E. Wilfong, LLC

You Deserve a Fresh Start - Phoenixville, PA


Call us at 610-935-5555 for a Consultation

Helping Clients Since 2008



 
Law Office of Timothy E. Wilfong, LLC
20 S. Main Street, Phoenixville, PA 19460

Chexsystems

 
Do Banks have a hidden credit reporting bureau that is not discharged with your Bankruptcy discharge?
 

 Protect your Credit Score

Do Banks have their own secret private credit reporting bureau that is not discharged with your Bankruptcy discharge?

The short answer is "sort of."


It will be more difficult to open a bank account if you discharge a bank account debt, such as an overdraft deficiency or a bounced check.  Most banks use a consumer reporting agency named Chexsystems that provides information regarding accounts at banking institutions.  If you have derogatory history on your Chexsystem report, a bank may refuse to allow you to open an account.  Negative information may remain on your Chexsystems file for five years. 

 
Please call me at (610) 935-5555  or timwilfong@aol.com to review your case with an attorney.


Law Office of

Timothy E. Wilfong, LLC

20 S. Main Street

Phoenixville, PA 19460

Phone-(610) 935-5555

Fax-(610) 680-3910

timwilfongesquire@gmail.com