Most Vehicle and Home Loan lenders will cancel your automatic ACH withdrawal for paying your monthly bill from your bank account. Some lenders will mail an authorization to us to allow the ACH withdrawal to resume during the pending bankruptcy. Other lenders will restart the ACH withdrawal option, once you have received discharge and your case is closed.
We will inform you if we receive an ACH authorization from the lender; however, you should be prepared to make your monthly payment by personal check, should the lender automatically cancel the ACH withdraw option. This entails contacting the lender to request its mailing address for payment by check, and to determine the information to write on the check, such as your account number.
It is important to defend your legal rights because debt can wreak on your life. Please call me at (610) 935-5555 or timwilfong@aol.com to review your case with an attorney.
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